ROLE OF HYBRID MODELS OF DEFI AND TRADITIONAL BANKING SYSTEMS IN IMPROVING THE PROFITABILITY OF EUROPEAN BANKS: AN ANALYSIS OF THE FUTURE POSSIBILITIES. ajbmss-ojs [Internet]. 2025 Feb. 7 [cited 2026 Feb. 16];1(1). Available from: https://ajbmss.cmpublisher.com/index.php/ajbmss_ojs/article/view/3